Bank holding company offering banking and financial services through its subsidiary, Royal Business Bank, primarily in California.
RBB Bancorp, established in 2008 and headquartered in Los Angeles, California, operates as the bank holding company for Royal Business Bank, focusing on serving the banking needs of the Chinese-American, Korean-American, and other Asian-American communities. The bank provides a wide array of deposit products, including checking, savings, and money market accounts, alongside certificates of deposit, ensuring that customers have diverse and flexible options for managing their finances. By catering specifically to these communities, RBB Bancorp has positioned itself as a culturally aware institution that understands the unique financial needs and preferences of its clientele.
In addition to its deposit products, RBB Bancorp offers an extensive range of loan products designed to support various financial goals and business needs. These include commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts, as well as commercial real estate loans. The bank also provides residential, commercial, and land acquisition and development construction loans, small business administration (SBA) loans, and single-family residential mortgage loans. This comprehensive lending portfolio is tailored to help individuals and businesses secure the necessary funding for growth, development, and personal financial management, demonstrating RBB Bancorp's commitment to fostering economic stability and growth within the communities it serves.
Moreover, RBB Bancorp offers a suite of international banking services that facilitate global trade and finance for its clients. These services include international letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange services. Additionally, the bank provides modern banking conveniences such as remote deposit, e-banking, and mobile banking services, ensuring that customers can manage their finances efficiently and securely from anywhere. By integrating traditional banking services with advanced financial technologies and international capabilities, RBB Bancorp not only supports local communities but also helps them thrive in the global economy.