Bank holding company offering banking products and services through its subsidiary, The Union Bank Company, primarily in Ohio.
USCB Financial Holdings, Inc. serves as the holding company for U.S. Century Bank, focusing on delivering a comprehensive suite of banking products and services tailored to small-to-medium sized businesses. Established in 2002 and headquartered in Miami, Florida, the bank provides a range of financial solutions to meet the diverse needs of its clientele.
The core offerings of USCB Financial Holdings encompass traditional banking services such as checking, savings, money market, and time deposit accounts, along with certificates of deposit. Moreover, the bank's lending portfolio includes residential and commercial real estate loans, commercial and industrial loans, as well as secured and unsecured consumer loans like personal loans and overdraft facilities.
In addition to its lending and deposit-taking activities, USCB Financial Holdings also provides robust treasury management solutions, commercial payments, cash management services, and online banking capabilities. These services are designed to enhance efficiency, streamline financial operations, and support the growth objectives of its business clients throughout the Miami area and beyond. Through its strategic approach and commitment to customer service, USCB Financial Holdings continues to strengthen its position as a trusted financial partner in the local community.