Bank holding company offering retail and commercial banking services through its subsidiary, United Community Bank, primarily in the Southeastern United States.
United Community Banks, Inc. serves as a prominent financial holding company overseeing United Community Bank, which delivers a broad spectrum of financial products and services tailored to various sectors including commercial, retail, government, education, healthcare, and real estate. The company offers a comprehensive range of deposit products, including checking, savings, money market, and other types of accounts, catering to both individual and business clients.
Central to its operations, United Community Banks provides robust lending services encompassing real estate, consumer, and commercial loans. These services are designed to meet the diverse financing needs of individuals, small businesses, mid-sized commercial enterprises, and non-profit organizations. The bank also specializes in originating loans backed by government programs such as the SBA (Small Business Administration) and USDA (United States Department of Agriculture) loan programs, further enhancing its ability to support community development and economic growth.
In addition to its core banking offerings, United Community Banks offers comprehensive wealth management services, including financial planning, customized portfolio management, and investment advice. The company also provides trust services to manage fiduciary assets, and offers a range of non-deposit investment and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities. With headquarters in Blairsville, Georgia, United Community Banks, Inc. has maintained a commitment to customer-focused banking since its founding in 1950, consistently expanding its services and geographic footprint while upholding a strong community banking ethos.