Bank holding company offering commercial banking products and services through its subsidiary, Texas Capital Bank, primarily in Texas.
Texas Capital Bancshares, Inc. serves as the bank holding company overseeing Texas Capital Bank, a leading provider of comprehensive financial services based in Dallas, Texas. Established in 1996, the company caters to a diverse client base including businesses, entrepreneurs, and individual customers, offering a wide range of banking solutions. These encompass commercial banking services such as commercial checking accounts, lockbox services, and cash concentration accounts, alongside consumer banking products including checking and savings accounts, money market accounts, and certificates of deposit.
In addition to traditional banking services, Texas Capital Bancshares, Inc. distinguishes itself through its robust lending portfolio. This includes commercial loans supporting various corporate needs such as working capital, acquisitions, and business insurance premiums, as well as consumer loans and mortgages. The bank also specializes in financing for exploration and production companies, commercial real estate, residential homebuilders, and 1-4 family residential dwellings, complemented by small business administration loans and equipment finance and leasing services. Furthermore, Texas Capital Bank provides comprehensive wealth management, trust services, and personalized financial solutions to meet the evolving needs of its clientele.
Renowned for its commitment to innovation and client-centric service, Texas Capital Bancshares, Inc. continues to expand its capabilities in digital banking with online and mobile platforms, alongside debit and credit card services. The company also offers unique benefits such as depositors earning American Airlines AAdvantage miles, further enhancing its value proposition. With a strong emphasis on fostering long-term relationships and delivering tailored financial solutions, Texas Capital Bancshares remains a cornerstone in the financial landscape, supporting economic growth and prosperity across Texas and beyond.