Bank holding company providing banking and financial services through its subsidiary, Central Valley Community Bank.
Central Valley Community Bancorp serves as the holding company for Central Valley Community Bank, which focuses on delivering comprehensive commercial banking services to small and middle-market businesses, as well as individuals across California's central valley region. Established in 1979 and headquartered in Fresno, California, the bank offers a wide array of financial products to meet the diverse needs of its clientele. This includes accepting various types of deposits such as demand deposits, savings accounts, time deposits, certificates of deposit, and non-interest-bearing demand deposits. Additionally, the bank provides NOW accounts and money market accounts to cater to different financial preferences.
The core lending activities of Central Valley Community Bank encompass a range of products designed to support local businesses and individuals. These include commercial and industrial loans, loans secured by crop production and livestock, commercial real estate loans for owner-occupied and investment properties, real estate construction loans, agricultural real estate loans, and other types of real estate financing. The bank also extends equity loans and lines of credit, as well as installment and other consumer loans to facilitate personal financial needs.
Beyond deposit and lending services, Central Valley Community Bancorp offers essential banking services such as domestic and international wire transfers, safe deposit box rentals, and Internet banking capabilities. These services are aimed at enhancing convenience and ensuring that customers have access to efficient and secure financial management tools. With a commitment to community banking values and personalized service, Central Valley Community Bancorp continues to play a vital role in supporting economic growth and financial well-being within the central valley area of California.