Bank holding company offering banking products and services through its subsidiary, Stellar Bank, primarily in Missouri.
Stellar Bancorp, Inc. serves as a pivotal bank holding company specializing in providing comprehensive commercial banking services tailored primarily to small and medium-sized businesses, professionals, and individual customers. Established with a commitment to financial excellence, Stellar Bancorp offers a wide array of deposit products, including checking accounts, money market accounts, savings accounts, and various time deposits such as certificates of deposit. These offerings are complemented by a robust loan portfolio that spans commercial and industrial loans, commercial real estate loans including multi-family residential loans, and residential real estate loans encompassing 1-4 family residential mortgage loans and residential construction loans.
Operating with a customer-centric approach, Stellar Bancorp extends a range of convenient banking services designed to meet the diverse needs of its clientele. These services include automated teller machine facilities, drive-through services, and secure depository options. The bank further enhances accessibility through comprehensive digital banking solutions, including mobile banking, Internet banking, and telephone banking services. For businesses, Stellar Bancorp offers specialized financial services such as cash management, wire transfers, night depository services, direct deposits, cashier's checks, and letters of credit, supporting seamless financial operations and transaction efficiency.
Founded in 2007 and headquartered in Houston, Texas, Stellar Bancorp, Inc. has steadily grown its presence in the banking sector by focusing on personalized service, financial expertise, and technological innovation. With a strong commitment to building enduring customer relationships and fostering community development, Stellar Bancorp continues to uphold its mission of providing reliable banking solutions that empower businesses and individuals alike to achieve their financial goals effectively and securely.