Bank holding company providing banking products and services through its subsidiary, Southern First Bank, primarily in South Carolina.
Southern First Bancshares, Inc. serves as the holding company for Southern First Bank, offering a wide array of banking products and services to individuals and businesses across South Carolina, North Carolina, and Georgia. Established in 1999 and headquartered in Greenville, South Carolina, Southern First operates through three primary segments: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations.
The bank provides a comprehensive range of deposit products, including checking accounts, commercial checking accounts, savings accounts, daily money market accounts, and long-term certificates of deposit. Its lending portfolio spans commercial real estate loans, construction real estate loans, and commercial business loans tailored to various industries such as manufacturing, service sectors, and professional services. Additionally, Southern First offers consumer real estate loans, home equity loans, and a variety of consumer loans, including secured and unsecured installment loans and lines of credit.
Southern First Bancshares emphasizes customer convenience and modern banking solutions with services such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking. Through its strategic focus on personalized service and community banking values, Southern First continues to grow its presence and enhance its offerings in the dynamic financial landscapes of the Southeastern United States.