Bank holding company providing banking and financial services through its subsidiary, Heritage Bank.
Heritage Financial Corporation serves as a prominent bank holding company overseeing Heritage Bank, which provides a wide range of financial services tailored to small and medium-sized businesses as well as individual clients across the United States. Established in 1927 and headquartered in Olympia, Washington, Heritage Financial offers a comprehensive array of deposit products including noninterest demand deposits, interest-bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
The company's lending activities are robust and diverse, encompassing commercial and industrial loans, owner-occupied and non-owner occupied commercial real estate loans, residential mortgages, real estate construction and land development loans, consumer loans, lines of credit, and various commercial business loans. Heritage Financial extends its financial solutions across multiple sectors such as real estate and rental leasing, healthcare, hospitality, retail trade, and construction, supporting businesses of varying sizes and needs.
In addition to its core banking services, Heritage Financial Corporation offers trust services and objective financial advice to its clients. The company is also actively involved in originating loans guaranteed by the U.S. Small Business Administration (SBA), thereby enhancing its support for small businesses seeking financing solutions. With a network of 49 banking offices located strategically in Washington and Oregon as of January 2022, Heritage Financial continues to uphold its legacy of community-focused banking while adapting to the evolving needs of its clientele in the Pacific Northwest and beyond.