Financial holding company offering banking and financial services through its subsidiary, Provident Savings Bank, primarily in Southern California.
Provident Financial Holdings, Inc. serves as the holding company for Provident Savings Bank, F.S.B., offering essential community banking services throughout the Inland Empire region of Southern California. Established in 1956 and headquartered in Riverside, California, the company is dedicated to providing a range of financial products and services tailored to meet the needs of consumers and small to mid-sized businesses.
Provident Financial Holdings, Inc. offers a variety of deposit products, including checking, savings, money market accounts, and time deposits, providing customers with flexible options to manage their finances effectively. Its loan portfolio spans diverse categories such as single-family and multi-family residential mortgages, commercial real estate financing, construction loans, commercial business loans, and consumer loans, ensuring comprehensive support for both personal and business financial needs.
Additionally, Provident Financial Holdings, Inc. provides investment services that include the sale of investment products like annuities and mutual funds. The company also offers trustee services for real estate transactions, further enhancing its capabilities to assist clients with wealth management and asset protection strategies. With a network of 12 full-service banking offices in Riverside County and an additional office in San Bernardino County, Provident Financial Holdings, Inc. remains committed to fostering financial growth and stability within its local communities.