Bank holding company providing community banking services.
Pathfinder Bancorp, Inc., headquartered in Oswego, New York, operates as the holding company for Pathfinder Bank, delivering a wide range of banking and financial services primarily across Oswego and Onondaga Counties, New York. Established in 1859, the company caters to a diverse client base including individuals, families, small to mid-size businesses, and municipalities. Its offerings encompass various deposit products such as checking, savings, money market accounts, certificates of deposit, and both demand and time deposits.
Pathfinder Bancorp's lending portfolio is robust and includes commercial real estate loans, commercial loans, residential real estate and construction loans, tax-exempt loans, home equity loans, municipal loans, and consumer loans including automobile, recreational vehicles, and unsecured personal loans. The company also provides unsecured lines of credit and loans secured by deposit accounts. Additionally, Pathfinder Bancorp engages in property, casualty, and life insurance brokerage services, enhancing its comprehensive financial service offerings.
As of February 3, 2022, Pathfinder Bancorp, Inc. operated through ten full-service offices situated strategically in Oswego and Onondaga Counties, with an additional limited purpose office located in Oneida County. The company remains committed to its longstanding tradition of community-focused banking, leveraging its extensive history and local expertise to support the financial needs of its customers and communities throughout Central New York.