Bank holding company offering banking products and services through its subsidiary, Oak Valley Community Bank, primarily in California.
Oak Valley Bancorp serves as the bank holding company for Oak Valley Community Bank, a pivotal financial institution catering to both individuals and small to medium-sized businesses across the Central Valley and Eastern Sierras of California. Established in 1990 and headquartered in Oakdale, California, Oak Valley Bancorp has built a reputation for providing a comprehensive suite of commercial banking services. These services encompass a diverse range of deposit products including checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit tailored to meet varying customer needs.
The bank distinguishes itself through its robust lending programs, offering commercial real estate loans, business lending, trade finance solutions, and small business administration loans. For individual customers, Oak Valley Bancorp provides consumer loans such as automobile loans, home mortgages, lines of credit, and personal loans. The institution prides itself on fostering strong community ties and supporting local economic growth through personalized financial solutions and dedicated customer service.
In response to shifting technological landscapes and evolving customer preferences, Oak Valley Bancorp has been proactive in enhancing its service offerings with digital banking solutions. These include online banking, mobile banking, remote deposit capture, and automated teller machines, ensuring convenient access to financial services for its clientele. As the financial industry continues to evolve, Oak Valley Bancorp remains committed to its mission of providing reliable banking services while exploring new opportunities, potentially including ventures into emerging financial technologies like cryptocurrencies, reflecting its forward-thinking approach to meeting the needs of its diverse customer base.