Leading online consumer finance platform in China, providing installment loans, personal loans, and other financial services.
LexinFintech Holdings Ltd. is a prominent player in China's online consumer finance sector, offering a range of innovative financial services through its subsidiaries. Established in 2013 and headquartered in Shenzhen, the company operates Fenqile.com, a leading online consumption and consumer finance platform. Fenqile.com enables users to access installment purchase options and personal installment loans, catering to diverse consumer needs. Additionally, the platform integrates online direct sales with installment payment terms, enhancing convenience for consumers seeking flexible payment solutions.
Beyond consumer finance, LexinFintech provides technology-driven platform services designed to optimize revenue streams, manage financial risks, improve operational efficiency, and enhance service quality. These services include the Maiya application, which offers a location-based shopping experience featuring buy-now-pay-later options, and Juzi Licai, an online investment platform. These initiatives underscore LexinFintech's commitment to leveraging technology to innovate and expand its service offerings in the digital finance space.
Moreover, LexinFintech Holdings Ltd. offers a range of ancillary services, including technical support, consulting, software development, financing guarantees, and financial technology services. These services complement its core consumer finance offerings and support its mission to provide comprehensive financial solutions tailored to the evolving needs of Chinese consumers. With a focus on technological advancement and customer-centric innovation, LexinFintech continues to strengthen its position in China's dynamic financial technology landscape.