Financial holding company offering banking and financial services through its subsidiary, Lake City Bank.
Lakeland Financial Corporation functions as a prominent bank holding company overseeing Lake City Bank, which provides a wide array of banking products and services to its clientele. Established in 1872 and headquartered in Warsaw, Indiana, the corporation offers a comprehensive range of deposit products, including noninterest bearing and interest-bearing checking accounts, savings accounts, money market accounts, NOW accounts, and demand deposits. These options cater to both individual and business customers seeking flexible and secure banking solutions.
The corporation's lending portfolio is equally robust, encompassing commercial and industrial loans, commercial real estate and multi-family residential loans, agri-business and agricultural loans, consumer 1-4 family mortgage loans, and various other consumer loans. This diversity allows Lakeland Financial Corporation to support a wide spectrum of industries, including commercial real estate, manufacturing, agriculture, retail, finance, healthcare, and more, reflecting its commitment to fostering economic growth and development across Indiana.
Beyond traditional banking services, Lakeland Financial Corporation extends its offerings to include retail and merchant credit card services, corporate treasury management, wealth advisory, and trust services. The corporation also provides retail brokerage services, offering a range of financial and investment products such as annuities and life insurance. With a strong emphasis on technological innovation, Lakeland Financial Corporation enhances customer convenience through mobile business banking and online treasury management services, ensuring seamless and efficient banking experiences for its diverse customer base.