Bank holding company providing community banking services.
Kentucky First Federal Bancorp functions as the holding company overseeing First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc., offering a range of banking services throughout Kentucky. Its comprehensive deposit products encompass passbook savings, certificates of deposit, checking accounts, and individual retirement accounts. The institution's lending portfolio includes residential mortgage loans, construction loans, and loans secured by multi-family and commercial properties, alongside commercial non-mortgage loans and various consumer loans such as home equity lines of credit and automobile loans.
In addition to its banking operations, Kentucky First Federal Bancorp actively invests in mortgage-backed securities to diversify its investment portfolio. With a network spanning seven banking offices, the company plays a pivotal role in providing financial solutions tailored to meet the needs of its clientele across the state. Established in 2005 and headquartered in Hazard, Kentucky, Kentucky First Federal Bancorp operates under the ownership of First Federal MHC, ensuring a strong foundation and commitment to community-focused banking.
Driven by its mission to support local economies and foster financial stability, Kentucky First Federal Bancorp continues to expand its presence and enhance its service offerings. Through strategic investments and prudent financial management, the company remains dedicated to delivering reliable banking solutions and personalized customer service in its communities.