Bank holding company for Horizon Bank, offering banking services in Indiana and Michigan.
Horizon Bancorp, Inc. functions as the bank holding company overseeing Horizon Bank, which delivers a comprehensive array of commercial and retail banking services. Established in 1873 and headquartered in Michigan City, Indiana, the company serves its customer base through a network of 78 full-service offices spanning northern and central Indiana, as well as southern and central Michigan. Horizon Bank provides a wide range of deposit products to cater to individual and business banking needs, ensuring accessibility and convenience for its diverse clientele.
In addition to its deposit services, Horizon Bancorp offers a robust portfolio of lending solutions, including commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans. The company also extends corporate and individual trust services, investment management solutions, and real estate investment trust services. Furthermore, Horizon Bancorp enhances its service offerings by providing insurance products tailored to meet the varying needs of its customers, further solidifying its role as a comprehensive financial services provider in its regional markets.
While Horizon Bancorp, Inc. maintains a steadfast focus on traditional banking and financial services, it remains observant of advancements in financial technology, including developments related to cryptocurrency. As digital currencies continue to evolve and gain prominence in global markets, the company may monitor these trends and assess their potential impact on banking operations and customer preferences. Nonetheless, Horizon Bancorp remains committed to its founding principles of customer service excellence, community engagement, and prudent financial management, ensuring sustained growth and value creation for its stakeholders.