Bank holding company offering banking and financial services through its subsidiary, Westamerica Bank, primarily in Northern and Central California.
Westamerica Bancorporation serves as a prominent bank holding company overseeing Westamerica Bank, offering a comprehensive suite of financial products and services to both individual and commercial customers. Founded in 1972 and headquartered in San Rafael, California, the company operates across a network of branches, catering to diverse banking needs. It provides a range of deposit products, including retail savings, checking accounts, and certificates of deposit, ensuring customers have access to secure and reliable banking solutions.
The company's lending activities encompass a varied portfolio that supports commercial enterprises and individuals alike. This includes commercial loans, residential and commercial real estate loans, construction loans, and consumer installment loans. Additionally, Westamerica Bancorporation offers indirect automobile loans, further expanding its lending capabilities to meet the evolving needs of its clientele.
Formerly known as Independent Bankshares Corporation, the rebranding to Westamerica Bancorporation in 1983 reflects its growth and strategic direction within the banking industry. With a commitment to customer service, financial stability, and community engagement, Westamerica continues to uphold its legacy of providing personalized banking solutions while adapting to industry changes and technollogical advancements in order to better serve its customers.