Bank holding company offering a range of banking services through its subsidiaries.
First Citizens BancShares, Inc. serves as the holding company overseeing First-Citizens Bank & Trust Company, a leading provider of retail and commercial banking services catering to individuals, businesses, and professionals. The company offers a comprehensive range of deposit products, including checking, savings, money market, and time deposit accounts. Its extensive loan portfolio encompasses commercial construction, land development, mortgage, industrial, and lease financing loans, alongside consumer loans such as residential mortgages, auto loans, and various other consumer lending options.
In addition to banking services, First Citizens BancShares, Inc. provides a diverse array of financial solutions, including treasury services, cardholder and merchant services, wealth management, and investment products such as annuities, discount brokerage services, and third-party mutual funds. The company also offers specialized services in defined benefit and contribution plans, insurance, private banking, trust administration, fiduciary services, philanthropy, and special asset management. Serving clients through a robust branch network and digital banking platforms, the company maintains a strong presence across multiple states including Arizona, California, Texas, and Virginia, among others.
Established in 1898 and headquartered in Raleigh, North Carolina, First Citizens BancShares, Inc. has a rich history of delivering financial expertise and customer-focused solutions. With 529 branches strategically located nationwide, the company continues to uphold its commitment to innovation and excellence in meeting the evolving financial needs of its diverse clientele.