Consumer credit reporting agency providing credit scores and reports, identity theft protection, and fraud prevention services.
Equifax Inc. specializes in providing comprehensive information solutions and human resources business process automation outsourcing services to a wide range of clients, including businesses, governments, and consumers. The company operates through three key segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. Within the Workforce Solutions segment, Equifax offers services such as employment verification, income verification, criminal history checks, and social security number verification. It also provides products for payroll-based transactions, employment tax management, and identity theft protection.
The USIS segment focuses on consumer and commercial information services, including credit information, credit scoring, credit modeling, and portfolio analytics. Equifax's USIS offerings extend to fraud detection and prevention, identity verification, and financial marketing services. The segment also includes mortgage services, identity management solutions, credit monitoring products, and decisioning technology solutions for businesses. Additionally, Equifax provides portfolio management, mortgage reporting, and consumer credit information services through its USIS operations.
Internationally, Equifax's segment offers similar information service products tailored to local markets, encompassing consumer and commercial credit and financial information, credit scoring, modeling, and debt collections support. The company's extensive geographic footprint spans across multiple countries including the United States, Canada, Australia, New Zealand, India, and various countries in Europe and Latin America. With its headquarters in Atlanta, Georgia, Equifax was established in 1899 and continues to play a pivotal role in delivering trusted information and innovative solutions to diverse industries worldwide.