Bank holding company operating through its subsidiaries to provide banking and financial services primarily in Iowa.
Ames National Corporation, based in Ames, Iowa, operates as a multi-bank holding company that plays a pivotal role in providing comprehensive banking products and services across central, north-central, and south-central Iowa. Established in 1903, the company serves customers in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties, offering a diverse range of financial solutions. Ames National Corporation's banking services encompass accepting various deposits such as checking, savings, money market accounts, and certificates of deposit, catering to both individual and business clientele.
In addition to its robust deposit offerings, Ames National Corporation extends a wide array of lending products including commercial, agricultural, and residential real estate loans, as well as personal loans, lines of credit, and equipment financing. The company's commitment to agricultural and business communities is evident through its provision of operating loans and lines of credit tailored to meet specific sector needs. Moreover, Ames National Corporation facilitates mortgage loan origination for secondary market sale, contributing to the region's real estate market dynamics.
Beyond traditional banking services, Ames National Corporation distinguishes itself through comprehensive financial management offerings such as cash management, merchant credit card processing, and wealth management services. The company also emphasizes technological integration, providing online banking, mobile banking, and private banking services to enhance customer convenience and accessibility. As the financial landscape continues to evolve, Ames National Corporation remains dedicated to fostering community growth and financial stability across Iowa while exploring potential opportunities in emerging sectors like cryptocurrency to meet evolving customer needs.