Bank holding company providing banking and related financial services through its subsidiary American National Bank and Trust Company.
American National Bankshares Inc. operates as a prominent bank holding company overseeing American National Bank and Trust Company, which provides a wide array of financial products and services. Founded in 1909 and headquartered in Danville, Virginia, the company operates through two principal segments: Community Banking and Wealth Management. Within its Community Banking segment, American National Bankshares offers various deposit products, including checking, money market, savings, and both consumer and commercial time deposits.
The company's lending activities encompass a diverse range of products, such as commercial and residential real estate loans, commercial loans tailored for small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. Beyond traditional banking services, American National Bankshares extends comprehensive wealth management solutions. These services encompass estate planning, trust account administration, retail brokerage services, and investment management, including the purchase of equity, fixed income, and mutual fund investments for client accounts.
American National Bankshares Inc. distinguishes itself through a commitment to customer-centric financial solutions delivered via online and telephone banking channels. Additionally, the company offers insurance services to meet the varied needs of its clientele. With a longstanding presence and a focus on community-oriented banking, American National Bankshares continues to uphold its legacy of financial stability and personalized service across its operational footprint in Virginia and beyond.