Heritage Commerce Corp (HTBK)

Bank holding company providing commercial banking services through its subsidiary, Heritage Bank of Commerce.

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Heritage Commerce Corp, the bank holding company overseeing Heritage Bank of Commerce, plays a pivotal role in the California banking landscape. Established in 1994 and headquartered in San Jose, Heritage Commerce Corp offers a wide array of financial services tailored to both individual and business clients across the San Francisco Bay Area. The company's comprehensive range of offerings includes deposit products such as demand, savings, and money market accounts, alongside certificates of deposit and various loan options. These encompass commercial loans for operational needs, real estate financing including construction loans, and consumer loans for personal expenditures like automobiles and household goods.

With 17 full-service branch offices strategically positioned throughout the Bay Area, Heritage Commerce Corp maintains a robust presence in the local community, providing essential banking services to meet diverse customer needs. Beyond traditional banking solutions, the company extends specialized services including safe deposit boxes, electronic funds transfer, and remote deposit capture, enhancing convenience and efficiency for its clientele. Moreover, Heritage Commerce Corp supports businesses through factoring financing and electronic banking services, fostering economic growth and development across its operational footprint.

Driven by a commitment to customer satisfaction and operational excellence, Heritage Commerce Corp stands as a cornerstone of financial stability and service reliability in California. By combining a strong local presence with a comprehensive suite of banking solutions, the company continues to uphold its mission of empowering individuals and businesses with the tools and resources needed to achieve their financial goals in an evolving economic landscape.

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