Provider of technology-driven personal finance services in China.
X Financial operates as a provider of personal finance services based in Shenzhen, the People's Republic of China. The company serves as an online marketplace facilitating connections between borrowers and investors seeking various financial products. Among its offerings are the Xiaoying credit loan suite, which includes Xiaoying card loan and Xiaoying preferred loan tailored for small business owners, alongside the Xiaoying revolving loan.
In addition to its loan products, X Financial provides Xiaoying housing loan solutions designed specifically for property owners seeking home equity financing. The company also operates the Xiaoying wealth management platform, offering investment opportunities in loans, money market instruments, and insurance products. X Financial further extends its services by providing loan facilitation services to other platforms in the financial services sector.
Founded in 2014, X Financial has established itself as a key player in China's fintech industry, leveraging its online marketplace to enhance accessibility and efficiency in personal finance. The company continues to innovate and expand its range of financial products and services to meet the evolving needs of borrowers, investors, and small businesses across the country.