Financial holding company offering banking, wealth management, and mortgage lending services primarily in the Pacific Northwest.
Umpqua Holdings Corporation serves as the parent company of Umpqua Bank, a leading provider of commercial and retail banking services across its operational segments. Founded in 1953 and headquartered in Lake Oswego, Oregon, the corporation operates primarily through two key segments: Core Banking and Mortgage Banking.
Under its Core Banking segment, Umpqua Holdings Corporation offers a comprehensive range of deposit products tailored to meet the needs of both individual and business customers. These include non-interest bearing checking accounts, interest-bearing checking and savings accounts, money market accounts, and certificates of deposit. The corporation also provides a robust suite of lending solutions to corporate and commercial clients, encompassing accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade finance, and various types of real estate financing.
In addition to its lending and deposit services, Umpqua Holdings Corporation's Mortgage Banking segment focuses on residential real estate lending. This includes loans for the construction, purchase, and refinancing of residential prorperties, both owner-occupied and rental. The corporation also extends consumer loans such as secured and unsecured personal loans, home equity lines of credit, personal lines of credit, and motor vehicle loans. Umpqua Holdings Corporation enhances its service offerings with comprehensive financial planning solutions and robust online and mobile banking platforms, ensuring accessibility and convenience for its clientele.
With a strategic focus on serving high net worth individuals, families, select non-profits, and professional services firms, Umpqua Holdings Corporation continues to uphold its commitment to providing personalized banking solutions and fostering long-term client relationships rooted in trust and reliability.