REIT that focuses on investing in, financing, and managing residential mortgage-backed securities, mortgage servicing rights, and other financial assets.
Two Harbors Investment Corp. operates as a real estate investment trust (REIT) specializing in the investment, financing, and management of residential mortgage-backed securities (RMBS), mortgage servicing rights, and various financial assets across the United States. The company's primary focus lies in acquiring agency RMBS backed by fixed-rate mortgage loans, adjustable-rate mortgage loans, and hybrid adjustable-rate mortgages (ARMs). Additionally, Two Harbors targets other financial assets, including non-agency securities and non-hedging transactions.
As a REIT, Two Harbors Investment Corp. benefits from favorable tax treatment under federal income tax laws, provided it distributes at least 90% of its annual taxable income to shareholders. This structure enables the company to maximize returns for its investors while maintaining compliance with stringent regulatory requirements.
Established in 2009 and headquartered in Minnetonka, Minnesota, Two Harbors Investment Corp. leverages its expertise and strategic partnerships to navigate the dynamic landscape of residential mortgage-backed securities and related financial assets. The company's robust management team and disciplined investment approach are integral to its ability to generate sustainable growth and value for shareholders.
With a steadfast commitment to transparency and investor stewardship, Two Harbors Investment Corp. continues to pursue opportunities in the residential mortgage market, aiming to optimize its portfolio and capitalize on emerging trends in the real estate finance sector.