Bank holding company offering banking services through its subsidiary, Southern States Bank, primarily in Alabama, Georgia, and Florida.
Southern States Bancshares, Inc. serves as the bank holding company overseeing Southern States Bank, which specializes in providing robust community banking services to both businesses and individuals. Established in 2007 and headquartered in Anniston, Alabama, the company operates through a network that includes 15 offices across Alabama and Georgia, along with a loan production office in Atlanta, Georgia. Its comprehensive suite of banking offerings includes a variety of deposit products such as savings, money market, noninterest-bearing demand accounts, certificates of deposit, and time deposits.
The bank's lending portfolio is diversified to meet the needs of its clientele, encompassing real estate loan products for construction and development, residential mortgages, and commercial real estate mortgage loans. Additionally, Southern States Bank extends commercial and industrial loans, direct consumer installment loans, overdraft facilities, and other revolving credit loans to support various financial needs within its community. The institution emphasizes accessibility and convenience by providing online and mobile banking services, enhancing customer flexibility and engagement.
Southern States Bancshares, Inc. distinguishes itself through its commitment to personalized customer service and community involvement. By fostering strong relationships and understanding local economic dynamics, the bank contributes positively to the financial health and growth of the regions it serves. With a focus on reliability, innovation, and community support, Southern States Bank continues to uphold its mission of providing trusted financial solutions tailored to both individual and business banking needs.