Bank holding company offering banking products and services through its subsidiary, Southern Bank, primarily in Missouri, Arkansas, and Southeastern Kansas.
Southern Missouri Bancorp, Inc. serves as a pivotal bank holding company, overseeing Southern Bank's operations in providing comprehensive banking and financial services across the United States. Established in 1887 and headquartered in Poplar Bluff, Missouri, the company caters to both individual and corporate clients with a diverse range of offerings. For businesses, Southern Missouri Bancorp offers essential services such as business banking, financing, and specialized business solutions. Meanwhile, personal banking services encompass online and mobile banking, checking and savings accounts, mortgage and refinancing options, as well as various loans and credit services.
In addition to its core banking services, Southern Missouri Bancorp extends investing and insurance services to further meet the financial needs of its clientele. The company also provides a robust suite of digital banking solutions, including accounts, debit and credit cards, ensuring convenient and secure financial transactions. Its deposit products include interest-bearing and noninterest-bearing accounts, money market deposits, savings accounts, certificates of deposits, and retirement savings plans. Moreover, Southern Missouri Bancorp facilitates a range of lending solutions, including residential mortgages, commercial real estate loans, construction loans, commercial business loans, and consumer loans.
As financial markets evolve with technological advancements, including the emergence of cryptocurrencies and blockchain technology, Southern Missouri Bancorp, Inc. has not integrated cryptocurrency services into its offerings. The company remains focused on its core mission of delivering reliable banking solutions and personalized customer service. With a rich history and a commitment to community banking principles, Southern Missouri Bancorp continues to uphold its reputation for financial stability, integrity, and responsiveness to the evolving needs of its customers and communities it serves.