Bank holding company providing financial and banking services through its subsidiaries.
Sound Financial Bancorp, Inc. serves as the holding company overseeing Sound Community Bank, a financial institution catering to both individual consumers and businesses. The bank offers a comprehensive range of banking services, including various deposit products such as savings accounts, money market deposits, NOW accounts, demand accounts, and certificates of deposit. In addition to deposit services, Sound Community Bank provides a diverse array of loan products. These include secured loans backed by first and second mortgages on one-to-four-family residences, home equity loans featuring fixed-rate options and variable-rate lines of credit, commercial and multifamily real estate loans, and construction loans secured by residential and commercial properties. The bank also extends commercial business loans for vehicles, equipment, and working capital needs, alongside consumer loans for manufactured homes, automobiles, boats, and recreational vehicles.
Founded in 1953 and headquartered in Seattle, Washington, Sound Financial Bancorp, Inc. operates through a network that includes eight branch offices strategically located across the Seattle Metropolitan Statistical Area, Clallam County, and Jefferson County. Additionally, the company maintains a loan production office in Seattle's Madison Park neighborhood. Sound Financial Bancorp, Inc. remains committed to delivering personalized banking solutions and fostering strong relationships within the communities it serves. With a focus on prudent financial management and customer-centric service, the company continues to uphold its legacy of reliability and commitment to excellence in banking.
Beyond its regional presence in Washington state, Sound Financial Bancorp, Inc. actively pursues opportunities for growth and expansion while maintaining a steadfast dedication to its core values. The company's ongoing efforts to innovate and adapt to the evolving financial landscape underscore its resilience and strategic foresight in navigating dynamic market conditions. Sound Financial Bancorp, Inc. remains well-positioned to meet the diverse financial needs of its customers and uphold its reputation as a trusted banking partner in the Pacific Northwest and beyond.