Bank holding company offering banking and financial services through its subsidiary, The Provident Bank, primarily in Massachusetts and New Hampshire.
Provident Bancorp, Inc. serves as the bank holding company for The Provident Bank, offering a comprehensive range of financial services to individuals and small businesses across the United States. The company provides several deposit products, including checking accounts, term certificates, negotiable order of withdrawal (NOW) accounts, money market accounts, savings accounts, and certificates of deposit. These offerings cater to the diverse banking needs of their customers, ensuring secure and flexible options for managing personal and business finances. Established in 1828 and headquartered in Amesbury, Massachusetts, Provident Bancorp has a long history of serving its community with reliable and innovative financial solutions.
In adition to its deposit products, Provident Bancorp, Inc. extends a wide array of loan services. The company provides commercial real estate loans, multi-family residential real estate loans, commercial business loans, construction and land development loans, and mortgage warehouse loans. It also offers loans for one- to four-family residential properties and various consumer loans, including home equity loans and lines of credit. These lending services are designed to support the financial growth and stability of their customers, whether they are looking to purchase a home, develop real estate, or expand their business operations. The bank's investment activities include securities and state and municipal bonds, further diversifying its financial portfolio and enhancing its ability to serve the community's needs.
Provident Bancorp operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts, as well as Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire. Additionally, it maintains two loan production offices in Boston, Massachusetts, and Ponte Vedra, Florida, broadening its reach and accessibility. With a focus on providing personalized service and maintaining a strong local presence, Provident Bancorp continues to thrive by meeting the evolving needs of its clients through a combination of traditional banking services and modern financial solutions. This blend of heritage and innovation positions Provident Bancorp as a trusted and forward-thinking financial institution.