Financial services company offering term life insurance, mutual funds, variable annuities, and other financial products through independent representatives.
Primerica, Inc. is a prominent financial services company specializing in providing a range of products aimed at middle-income households across the United States and Canada. Established in 1927 and headquartered in Duluth, Georgia, Primerica operates through four key segments that cater to diverse financial needs. The Term Life Insurance segment focuses on underwriting individual term life insurance policies, offering essential coverage to protect families against unforeseen events.
The Investment and Savings Products segment provides a wide array of financial solutions, including mutual funds, retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. This segment aims to help clients build and secure their financial futures through diversified investment options. The Senior Health segment offers segregated funds, Medicare advantage plans, and supplemental health products tailored to meet the healthcare needs of senior citizens.
Additionally, Primerica's Corporate and Other Distributed Products segment offers a variety of ancillary services and products. These include mortgage loans, prepaid legal services, ID theft defense, auto and homeowners' insurance, home automation solutions, and supplemental health, accidental death, and disability insurance for small businesses. The company distributes its comprehensive suite of products through a vast network of over 129,000 licensed sales representatives, ensuring widespread access to financial planning and protection solutions for its clientele.