Bank holding company offering banking products and services through its subsidiary, Prosperity Bank, primarily in Texas and Oklahoma.
Prosperity Bancshares, Inc. serves as a prominent bank holding company headquartered in Houston, Texas, overseeing operations of Prosperity Bank. Established in 1983, the company offers a wide array of financial products and services catering to both businesses and consumers. Prosperity Bancshares accepts various deposit products including demand, savings, money market, and time accounts, alongside certificates of deposit, providing a solid foundation for its banking operations.
The bank's lending portfolio is diverse, encompassing 1-4 family residential mortgages, commercial real estate loans, multifamily residential loans, commercial and industrial loans, agricultural loans, and non-real estate agricultural loans. Additionally, Prosperity Bancshares extends consumer loans such as automobile loans, recreational vehicle loans, boat loans, home improvement loans, personal loans, and deposit account collateralized loans. The bank also supports businesses with loans for construction, land development, and other land-related projects, as well as financing for working capital, business expansion, and equipment acquisition.
In line with technological advancements, Prosperity Bancshares offers modern banking conveniences including internet banking and mobile banking services, facilitating convenient access to account management and financial transactions. The bank also provides comprehensive financial solutions through trust and wealth management services, retail brokerage, mortgage services, and treasury management. With a commitment to customer satisfaction and community engagement, Prosperity Bancshares continues to uphold its reputation as a trusted financial institution, supporting the financial needs and goals of its diverse clientele across Texas and beyond.