Bank holding company providing banking and financial services through its subsidiaries.
Ohio Valley Banc Corp., headquartered in Gallipolis, Ohio, operates as the bank holding company for The Ohio Valley Bank Company, offering a comprehensive range of commercial and consumer banking products and services. Established in 1872, the company operates through two primary segments: Banking and Consumer Finance. Its banking services encompass a variety of deposit products, including checking, savings, time, and money market accounts, alongside individual retirement accounts and certificates of deposit.
The Ohio Valley Banc Corp. extends its lending activities to include residential real estate loans such as one-to-four-family mortgages, commercial loans for equipment, inventory, and real estate, as well as consumer loans secured by automobiles, mobile homes, and other personal property. The company also offers unsecured credit card receivables, student loans, construction loans, and personal loans. Additionally, it provides ancillary services like safe deposit boxes, wire transfers, credit card services, and Internet banking facilities, including cash management tools and news updates related to repossession auctions and current rates.
With a network of sixteen offices across Ohio and West Virginia, along with six consumer finance offices in Ohio, Ohio Valley Banc Corp. serves its customers through thirty-six ATMs, including twenty off-site locations. The company is committed to enhancing its financial offerings and expanding its footprint in the region while maintaining its legacy of customer-focused banking solutions.