Bank holding company offering banking and financial services through its subsidiary, Old Point National Bank, primarily in Virginia.
Old Point Financial Corporation serves as the holding entity for The Old Point National Bank of Phoebus, delivering a comprehensive array of banking services to individual and commercial clients throughout Virginia. Established in 1922 and headquartered in Hampton, Virginia, the corporation operates as a community-focused financial institution, emphasizing personalized service and local engagement.
Old Point Financial Corporation provides a wide range of deposit products tailored to meet diverse customer needs. These include interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The bank also offers a variety of lending solutions, encompassing real estate construction loans, commercial loans, and mortgage loans such as residential 1-4 family mortgages, multi-family mortgages, second mortgages, and equity lines of credit. These financial products are designed to support both personal financial goals and business growth.
In addition to its core banking services, Old Point Financial Corporation extends its offerings to include comprehensive wealth management services. This includes retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services, investment management, and insurance products. The corporation integrates these services to provide holistic financial solutions that align with the long-term objectives of its clientele, reinforcing its commitment to financial well-being and stability within the community.