Bank holding company providing banking and financial services through its subsidiary, OceanFirst Bank, primarily in New Jersey and eastern Pennsylvania.
OceanFirst Financial Corp. operates as a prominent bank holding company overseeing OceanFirst Bank N.A., renowned for its extensive range of community banking services. Founded in 1902 and headquartered in Red Bank, New Jersey, OceanFirst Financial Corp. caters to a diverse clientele including retail, government, and business customers. The company offers a comprehensive suite of deposit products such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, and time deposits, ensuring it meets the varied financial needs of its customer base.
Complementing its deposit services, OceanFirst Financial Corp. provides a robust portfolio of loan products encompassing commercial real estate loans, multi-family loans, land loans, construction loans, commercial and industrial loans, and various consumer loans including home equity loans and lines of credit, student loans, and overdraft lines of credit. These lending solutions are designed to support economic growth and meet the financing requirements of businesses and individuals across its operational footprint.
In addition to traditional banking services, OceanFirst Financial Corp. engages in investment activities, including holdings in mortgage-backed securities, U.S. Government and agency securities, corporate securities, and other investments. The company also offers wealth management, trust, and asset management services, complemented by the sale of alternative investment products and life insurance. With a strategic presence across central and southern New Jersey, as well as commercial loan production offices in key metropolitan areas, OceanFirst Financial Corp. remains committed to delivering personalized financial solutions and enhancing community prosperity through its century-long legacy of service excellence.