Provider of private mortgage guaranty insurance services for residential mortgage loans.
NMI Holdings, Inc. operates as a pivotal player in the U.S. mortgage insurance industry, specializing in providing private mortgage guaranty insurance services. Established in 2011 and headquartered in Emeryville, California, the company offers mortgage insurance solutions designed to mitigate risk for lenders and facilitate access to mortgage financing for homeowners. In addition to its core insurance services, NMI Holdings provides outsourced loan review services to mortgage loan originators, further enhancing its value proposition within the mortgage lending ecosystem.
The company's client base spans a diverse spectrum of mortgage industry participants, including national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. This broad market reach underscores NMI Holdings' strategic approach to serving a wide range of financial institutions with tailored insurance and risk management solutions.
Driven by a commitment to innovation and excellence, NMI Holdings, Inc. continues to leverage its expertise and market insights to navigate the dynamic landscape of mortgage insurance. By focusing on delivering reliable protection and support to its clients, the company plays a vital role in facilitating the availability of mortgage credit and promoting sustainable homeownership across the United States.