Community bank providing banking and financial services to individuals and businesses in Michigan.
Macatawa Bank Corporation operates as the bank holding company for Macatawa Bank, offering a comprehensive suite of commercial and consumer banking services, alongside trust services. The company provides various deposit products, including checking and savings accounts, time deposits, regular and money market savings accounts, certificates of deposit, and demand deposits. These products cater to the diverse needs of its clientele, providing secure and flexible options for managing their finances. By offering these foundational banking services, Macatawa Bank ensures its customers can effectively manage their personal and business finances.
The loan portfolio of Macatawa Bank Corporation is extensive, encompassing commercial and industrial loans designed to finance operations and equipment for businesses. Additionally, the bank provides commercial real estate loans, which include construction and development loans, multi-family property loans, and other non-residential real estate loans. Residential mortgage loans are also a significant part of their offerings, alongside consumer loans such as automobile loans, home equity lines of credit, installment loans, home improvement loans, deposit account loans, and other personal loans. These diverse lending products support the financial growth and stability of individuals and businesses in the community.
Beyond traditional banking, Macatawa Bank Corporation offers a range of additional services to meet the broader financial needs of its customers. These include ATM and debit card processing, cash management, trust, and brokerage services. The company also provides specialized services such as fraud protection, collection services, disbursement solutions, fund management, and investment and retirement plan services. Serving a wide range of clients, including individuals, businesses, associations, churches, nonprofit organizations, financial institutions, and government authorities, Macatawa Bank operates 26 full-service branches across Kent, Ottawa, and northern Allegan counties in Michigan. Since its incorporation in 1997 and headquartered in Holland, Michigan, Macatawa Bank Corporation has remained committed to delivering high-quality banking solutions, fostering strong community relationships, and supporting the financial well-being of its diverse clientele.