One of China's leading technology-driven personal financial services platforms, offering a range of financial products.
Lufax Holding Ltd stands as a prominent player in China's financial technology sector, operating a robust personal financial services platform that integrates cutting-edge technology with comprehensive financial solutions. Established in 2005 and headquartered in Shanghai, Lufax specializes in offering a wide array of loan products, including both unsecured and secured loans, catering to diverse consumer needs across the country. The company's commitment extends beyond traditional lending to encompass consumer finance loans, providing tailored financial solutions to meet the demands of the middle class and affluent segments of the population.
Central to Lufax's service offerings are its wealth management platforms, prominently represented by Lu.com in China, and Lu International in Singapore and Hong Kong. These platforms enable investors to access a variety of investment products and portfolios, empowering individuals to manage and grow their wealth effectively. Additionally, Lufax operates a retail credit facilitation services platform tailored for small business owners, facilitating access to necessary financing solutions essential for business growth and sustainability.
As a technology-driven enterprise, Lufax Holding Ltd also provides comprehensive technology empowerment solutions to financial institutions, enhancing operational efficiency and enabling digital transformation within the industry. By leveraging advanced technological capabilities, Lufax continues to innovate and expand its service offerings, reinforcing its position as a leader in China's evolving financial services landscape, characterized by increasing digitalization and consumer-centric financial solutions.