Bank holding company for Independent Bank, offering banking services in Texas and Colorado.
Independent Bank Group, Inc. serves as a prominent bank holding company overseeing Independent Bank, which delivers a comprehensive array of commercial banking products and services across the United States. Founded in 2002 and headquartered in McKinney, Texas, the corporation caters to a diverse clientele including businesses, professionals, and individuals. Its offerings span a wide range of deposit products such as checking accounts, savings accounts, demand deposits, money market accounts, and certificates of deposit, providing flexible banking solutions to meet varying financial needs.
The bank's lending portfolio encompasses commercial real estate loans, including construction, land, and development loans, as well as residential real estate loans and single-family interim construction loans. Independent Bank Group also extends commercial loans such as SBA guaranteed loans, business term loans, equipment lease financing, lines of credit, and specialized energy-related loans. Additionally, the bank supports agricultural communities with tailored loans for farmers and ranchers, while offering consumer installment loans for purchasing cars, boats, and recreational vehicles, along with residential mortgages and mortgage warehouse purchase loans.
Independent Bank Group emphasizes technological innovation and customer convenience through its modern banking services, including debit cards, online and mobile banking platforms, eStatements, bank-by-mail services, and direct deposit capabilities. For businesses, the bank provides a range of specialized accounts and management services like analyzed business checking, business savings, and comprehensive treasury management solutions. With a network of 93 full-service branches as of December 2021, Independent Bank Group remains committed to fostering financial growth and stability within the communities it serves, supported by its strong foundation and customer-centric approach.