Bank holding company for HomeTrust Bank, offering banking and financial services in North Carolina, South Carolina, Tennessee, and Virginia.
HomeTrust Bancshares, Inc. serves as a prominent bank holding company, overseeing HomeTrust Bank, which delivers a comprehensive range of banking products and services to both retail and commercial customers. The company's offerings encompass a diverse array of deposit products, including savings accounts, money market accounts, noninterest-bearing and interest-bearing checking accounts, and certificates of deposit tailored for individuals, businesses, and nonprofit organizations. These deposit solutions are complemented by a robust portfolio of lending services, which include retail consumer loans such as real estate lending, home equity lines of credit, construction loans, and indirect auto finance. Additionally, HomeTrust Bancshares provides commercial loans for various needs, including real estate, construction and development, and commercial and industrial purposes.
In addition to its lending and deposit services, HomeTrust Bancshares offers specialized financial products such as small business administration loans, equipment finance leases, and municipal leases, catering to the diverse needs of its clientele. The bank is committed to enhancing customer convenience and accessibility through its advanced cash management tools and online/mobile banking platforms, ensuring seamless banking experiences. Furthermore, HomeTrust Bancshares prudently manages its investments in debt securities issued by government agencies, government-sponsored enterprises, corporate bonds, commercial paper, and federally insured certificates of deposit, bolstering its financial stability and liquidity.
Founded in 1926 and headquartered in Asheville, North Carolina, HomeTrust Bancshares has steadily expanded its presence with 34 offices strategically located across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. With a rich history of serving communities and businesses, HomeTrust Bancshares continues to uphold its commitment to providing reliable banking solutions and personalized customer service, maintaining its position as a trusted financial partner in the regions it serves.