Mortgage originator and servicer offering residential mortgage loans and servicing solutions.
Home Point Capital Inc. is a prominent player in the residential mortgage industry, serving as both an originator and service provider across the United States. Established in 2014 and based in Ann Arbor, Michigan, the company operates through two primary segments: Origination and Servicing. The Origination segment focuses on sourcing loans through multiple channels including direct lending, wholesale arrangements, and correspondent relationships. This diversified approach enables Home Point Capital to cater to a broad spectrum of borrowers, from individual homeowners to real estate investors seeking financing solutions.
In the Servicing segment, Home Point Capital excels in managing the ongoing administration of mortgage loans. This includes crucial tasks such as collecting loan payments, handling escrow funds for property taxes and insurance premiums, and facilitating loss mitigation efforts on behalf of investors. The company's robust servicing capabilities are aimed at ensuring smooth and efficient management of mortgage portfolios, enhancing the overall borrower experience, and maximizing investor returns.
With its headquarters in Ann Arbor, Home Point Capital leverages advanced technology and operational expertise to streamline mortgage processes and deliver comprehensive servicing solutions. As a key participant in the mortgage industry, the company remains committed to providing innovative financial products, maintaining high standards of customer service, and adapting to the evolving needs of the housing market.