Bank holding company providing banking and financial services through its subsidiary, Guaranty Bank & Trust.
Guaranty Bancshares, Inc. serves as the bank holding entity overseeing Guaranty Bank & Trust, N.A., a significant player in the banking sector catering primarily to small- and medium-sized enterprises, professionals, and individuals. Established in 1913 and headquartered in Addison, Texas, Guaranty Bancshares offers a comprehensive array of financial products and services. These include traditional offerings such as checking and savings accounts, money market accounts, certificates of deposit, and a diverse portfolio of loans spanning commercial, residential, agricultural, and consumer sectors.
The bank distinguishes itself through a robust suite of additional services, encompassing trustee and custodial services, investment management, retirement planning, and various treasury management solutions. Guaranty Bancshares also embraces modern banking conveniences, providing online, mobile, and telephone banking facilities, alongside ATM services, direct deposit options, and cashier's checks. With a strategic network comprising 32 full-service branches across East Texas, Central Texas, the Dallas/Fort Worth metropolitan area, and the Houston metropolitan area, the institution maintains a strong local presence and a commitment to community-centric banking.
In recent years, amid the evolving financial landscape, Guaranty Bancshares, Inc. has explored emerging technologies and trends in the financial sector. While traditionally focused on conventional banking services, the company has navigated discussions around cryptocurrency and blockchain technology. This exploration underscores its adaptability and readiness to integrate innovative solutions that could potentially reshape aspects of banking and financial transactions in the future, aligning with broader industry developments and customer expectations.