Fair Isaac Corporation (FICO)

Developer of analytics software and decision management solutions, best known for its FICO Score used in credit scoring.

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Fair Isaac Corporation Logo Fair Isaac Corporation, headquartered in Bozeman, Montana, specializes in developing analytic, software, and data decisioning technologies and services that facilitate automated, enhanced, and interconnected decision-making for businesses worldwide. Operating across the Americas, Europe, the Middle East, Africa, and the Asia Pacific, the company is structured into two core segments: Scores and Software.

The Software segment offers pre-configured analytic and decision management solutions tailored for various business processes such as account origination, customer management, fraud detection, financial crimes compliance, and marketing. It includes the versatile FICO Platform, which provides modular software capabilities supporting advanced analytics and decisioning, customizable to meet diverse business needs. Professional services complement these offerings, ensuring seamless integration and optimal performance.

The Scores segment delivers business-to-business scoring solutions that enable clients to access predictive credit and other scores, integrating them into transaction streams and decision-making frameworks. Additionally, Fair Isaac Corporation offers business-to-consumer scoring solutions through its myFICO.com subscription services, enhancing consumer financial awareness and decision-making capabilities. The company markets its comprehensive suite of products and services through direct sales, indirect channels, and online platforms, maintaining a robust global presence rooted in decades of industry expertise and innovation.

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