Bank holding company providing banking and financial services through its subsidiary, First Financial Bank.
First Financial Bancorp. serves as a pivotal bank holding company, overseeing operations of First Financial Bank across several states including Ohio, Indiana, Kentucky, and Illinois. Established in 1863 and headquartered in Cincinnati, Ohio, the company offers a comprehensive range of commercial banking services tailored to meet the needs of both individual customers and businesses. Its deposit products encompass a variety of options such as interest-bearing and noninterest-bearing accounts, time deposits, and specialized cash management services designed to support commercial clients.
The lending portfolio of First Financial Bancorp. includes a diverse array of products aimed at residential and commercial real estate sectors. This includes real estate loans secured by properties ranging from single-family residences to commercial buildings like apartments and office complexes. Additionally, the company provides commercial and industrial loans for purposes such as inventory financing, receivables, and equipment acquisition. Consumer lending offerings include vehicle loans, second mortgages, and unsecured personal loans, catering to the diverse financial needs of its customer base.
In the evolving landscape of financial services, the exploration of cryptocurrencies and blockchain technology has emerged as a transformative force. While First Financial Bancorp. has not publicly announced any plans to integrate cryptocurrencies into its service offerings or investment strategies, the company remains focused on its commitment to delivering reliable banking solutions and personalized customer service. With a network of 139 full-service banking centers across its operational footprint, First Financial Bancorp. continues to uphold its legacy of stability and community engagement, positioning itself as a trusted financial partner in the markets it serves.