Bank holding company providing banking and financial services through its subsidiary, East Carolina Bank.
ECB Bancorp, Inc. operates as the holding company for Everett Co-operative Bank, focusing on providing a diverse range of banking products and services. Established in 1890 and headquartered in Everett, Massachusetts, the company caters to both individual and business customers across its two full-service banking offices located in Everett and Lynnfield, Massachusetts. ECB Bancorp, Inc. prides itself on offering a comprehensive suite of deposit products, including certificates of deposit, IRAs, money market accounts, savings accounts, demand deposit accounts, and various types of checking accounts, catering to the financial needs of its clientele.
In addition to its deposit offerings, ECB Bancorp, Inc. is actively involved in lending activities, providing a spectrum of loans such as residential real estate loans (including one- to four-family homes), commercial real estate loans, multifamily real estate loans, construction and land loans, commercial loans, and consumer loans. The company also extends home equity loans and lines of credit to further support its customers' financial goals. ECB Bancorp, Inc. enhances its financial services through prudent investments in securities, including U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds, aiming to optimize returns while managing risk.
As a longstanding financial institution rooted in community banking principles, ECB Bancorp, Inc. maintains a commitment to delivering personalized service and fostering relationships with its customers. By combining traditional values with modern banking solutions, the company continues to uphold its legacy of reliability and integrity in serving the banking needs of individuals, families, and businesses in the Greater Boston area.