Insurance holding company providing property casualty insurance, life insurance, and asset management services.
Cincinnati Financial Corporation, along with its subsidiaries, is a prominent provider of property casualty insurance products across the United States. Organized into five distinct segments Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments the company offers a comprehensive range of coverage options tailored to meet the diverse needs of businesses and individuals alike. The Commercial Lines Insurance segment specializes in commercial casualty, property, auto, and workers' compensation coverage, alongside director and officer liability insurance, surety bonds, and machinery/equipment protection.
For personal insurance needs, the company's Personal Lines Insurance segment provides auto, homeowner, dwelling fire, inland marine, personal umbrella liability, and watercraft insurance solutions. Meanwhile, the Excess and Surplus Lines Insurance segment caters to specialized commercial risks, offering coverage for third-party liabilities and property losses due to various causes such as fire, wind, and theft. The Life Insurance segment rounds out its offerings with term life, universal life, worksite, and whole life insurance products, ensuring comprehensive financial protection for policyholders.
Founded in 1950 and headquartered in Fairfield, Ohio, Cincinnati Financial Corporation also excels in investment management, focusing on fixed-maturity investments like bonds and equity investments in stocks. Additionally, the company provides commercial leasing and financing services, enhancing its role as a diversified financial services provider. With a strong commitment to customer service and a robust portfolio of insurance and financial products, Cincinnati Financial continues to uphold its legacy of reliability and innovation in the insurance industry.