Bank holding company providing banking and financial services through its subsidiary, Commerce Bank.
Commerce Bancshares, Inc. serves as a prominent bank holding company overseeing Commerce Bank, which offers a wide array of financial services across the United States. Established in 1865 and headquartered in Kansas City, Missouri, the company operates through three main segments: Consumer, Commercial, and Wealth. The Consumer segment caters to individual banking needs, providing deposit products, various consumer loans, mortgage banking services, and consumer debit and credit cards. Additionally, it offers specialized financing for healthcare expenses and personal mortgages. The Commercial segment focuses on corporate clients, offering corporate lending, leasing, international banking services, merchant and commercial bank card services, and securities safekeeping. This segment also manages government deposits and provides comprehensive commercial cash management solutions. Moreover, Commerce Bancshares sells fixed income securities to a diverse clientele including correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment specializes in wealth management services, including traditional trust and estate planning, advisory services, discretionary investment portfolio management, and brokerage services. This segment also provides private banking services tailored to high-net-worth individuals. Beyond traditional banking services, Commerce Bancshares extends its reach into private equity investment, securities brokerage, insurance agency operations, specialty lending, and leasing services. The company is committed to modern banking solutions, offering online and mobile banking services to enhance customer convenience and accessibility. With a network of 287 locations spanning Missouri, Kansas, Illinois, Oklahoma, and Colorado, Commerce Bancshares continues to uphold its legacy of financial stewardship and customer-focused banking solutions.