Bank holding company providing banking and financial services through its subsidiary, Capital Bank, N.A.
Capital Bancorp, Inc. serves as the holding company for Capital Bank, N.A., providing a wide array of banking products and services tailored to meet the needs of businesses, not-for-profit associations, and entrepreneurs across the United States. Established in 1974 and headquartered in Rockville, Maryland, Capital Bancorp operates through three distinct segments: Commercial Banking, Capital Bank Home Loans, and OpenSky.
The core offerings of Capital Bancorp include a comprehensive range of deposit products and services, catering to both personal and business banking needs. These offerings encompass checking and savings accounts, time deposits, interest-bearing demand accounts, money market accounts, and certificates of deposit. The company also provides credit card services, enhancing its suite of financial solutions for its diverse clientele.
In addition to its deposit services, Capital Bancorp specializes in lending solutions, offering a variety of loans to support its customers' financial goals. This includes residential mortgages, residential and commercial real estate loans, construction loans, commercial business loans, and consumer loans such as term loans, auto loans, and boat loans. With a strategic presence through its commercial bank branches, mortgage offices, and loan production office, Capital Bancorp remains committed to delivering personalized banking experiences while fostering growth and prosperity within the communities it serves.