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Brown & Brown, Inc. is a prominent player in the insurance industry, operating across the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. Organized into four distinct segments Retail, National Programs, Wholesale Brokerage, and Services the company provides a wide range of insurance products and services. The Retail segment offers property and casualty insurance, employee benefits, personal insurance, specialty insurance, and consultancy services, alongside comprehensive claims processing and loss control survey analysis. It caters to a diverse clientele including commercial entities, public institutions, professionals, and individual customers.
The National Programs segment specializes in professional liability insurance tailored for various industries such as dentistry, legal services, eyecare, and financial sectors. Additionally, it offers supplementary insurance products covering weddings, events, medical facilities, and cyber liabilities. This segment provides outsourced product development, underwriting, marketing, actuarial, compliance, and claims administration services to insurance carrier partners, enhancing market reach through independent agents.
Brown & Brown's Wholesale Brokerage segment focuses on marketing and selling excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment extends third-party claims administration services and medical utilization management in workers' compensation and liability insurance realms. The company also offers Medicare Set-aside, Social Security disability advocacy, Medicare benefits coordination, and claims adjusting services. Established in 1939 and headquartered in Daytona Beach, Florida, Brown & Brown continues to innovate and expand its service offerings to meet evolving insurance needs globally.
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