Bank holding company providing banking services through its subsidiary, United Business Bank.
BayCom Corp serves as a vital bank holding company overseeing United Business Bank, which caters primarily to small and mid-sized businesses, service professionals, and individuals across several regions in the United States. Established in 2004 and headquartered in Walnut Creek, California, BayCom Corp operates through a network of 33 full-service banking branches spanning Northern and Southern California, Denver and Central New Mexico, offering a comprehensive suite of financial services. These include a variety of deposit accounts such as demand deposits, savings accounts, money market accounts, and time deposits, designed to meet diverse customer needs.
The core of BayCom Corp's service portfolio lies in its extensive lending activities, which support local businesses and individuals alike. The company provides a range of loan products including commercial real estate loans, multifamily real estate loans, commercial and industrial loans, small business administration loans, construction and land loans, agriculture-related loans, and consumer loans. This robust lending framework aims to facilitate economic growth and development in the communities served by BayCom Corp.
In addition to traditional banking services, BayCom Corp emphasizes technological integration to enhance customer convenience and operational efficiency. The bank offers online and mobile banking platforms, automated teller machines, remote deposit capture, and a spectrum of treasury management services. As the financial landscape evolves, BayCom Corp remains committed to leveraging emerging technologies and exploring potential opportunities in areas such as cryptocurrency and blockchain, ensuring it remains at the forefront of innovation in the banking sector. This proactive stance underscores BayCom Corp's dedication to meeting the evolving needs of its customers and fostering sustainable growth in the markets it serves.