Bank holding company providing banking services through its subsidiary, First Federal Savings and Loan Association of Bath.
BayFirst Financial Corp., headquartered in Saint Petersburg, Florida, operates as the holding company for First Home Bank, specializing in a range of commercial and consumer banking services. Established in 1999 and formerly known as First Home Bancorp, Inc., the company rebranded to BayFirst Financial Corp. in May 2021, reflecting its commitment to expanding its financial services footprint.
The core offerings of BayFirst Financial Corp. include traditional banking products such as checking and savings accounts, as well as certificates of deposit to cater to individual and business customers. The company also provides comprehensive lending solutions, including residential mortgages, home equity loans, home equity lines of credit, SBA loans, and commercial lending services. Notably, BayFirst Financial Corp. actively participates in minority lending programs and offers PPP loan forgiveness services to support businesses in navigating financial challenges.
In addition to its banking and lending operations, BayFirst Financial Corp. enhances its service portfolio with treasury management, merchant services, online banking, and investment services. The company operates full-service office locations across Florida, including in St. Petersburg, Tampa, Clearwater, and Sarasota, ensuring convenient access to its comprehensive suite of financial products and services for its diverse clientele. With a focus on customer satisfaction and community engagement, BayFirst Financial Corp. continues to evolve as a trusted financial partner for both businesses and individuals in the region.