Digital banking solutions provider offering banking products and services to individuals and businesses.
Axos Financial, Inc., based in Las Vegas, Nevada, operates as a prominent provider of consumer and business banking products across the United States. Established in 1999 and formerly known as BofI Holding, Inc., the company rebranded to Axos Financial, Inc. in September 2018. Axos Financial operates through two primary segments: Banking Business and Securities Business, each offering a diverse range of financial services.
In its Banking Business segment, Axos Financial provides a comprehensive suite of deposit products, including consumer and business checking accounts, savings accounts, time deposits, money market accounts, zero balance accounts, and insured cash sweep accounts. The company also extends various lending solutions such as residential mortgages, commercial real estate loans, commercial and industrial loans, automobile loans, and structured settlements, catering to both individual and corporate clients.
Additionally, Axos Financial enhances its banking services with advanced technological capabilities, offering ACH origination, wire transfers, remote deposit capture, mobile banking, and digital payment solutions. The company also provides specialized services in securities through its Securities Business segment, including clearing services, back-office support, trade reporting, margin lending, and custody of securities. Through its commitment to innovation and client-focused solutions, Axos Financial continues to position itself as a leader in the evolving landscape of digital banking and financial services in the United States.